Quality financial assistance to Union County and New Jersey State Employees

2 Broad Street
Third Floor
Elizabeth, NJ

Phone Numbers

Main: 908-527-4015
Automated: 527-4014
Fax: 558-2373

Hours of Operation
Mon. Tues. Thur, Fri 10am- 3pm

Wed 8am – 3pm

Closed on Major Holidays

Not for profit;
Not for charity;
For Service!

loanIn an effort to make additional services available to our membership, we are now offering this new Emergency Loan.

There is a time in everyone’s life when an unexpected emergency arises. Emergencies often occur at times when we are least prepared for them. For example, you may have unexpected car problems, house issues (such as a heating or air conditioning system that fails, roofing problems, flooding, etc.) tax payment issues, a sudden and unexpected bill, etc. This list may not address your particular emergency, so please don’t hesitate to inquire if you have an unanticipated expense.

This Emergency Loan is a credit check loan. The interest rate will be determined by an analysis of factors, including income, length of employment, and credit score, among other things. Each loan will be considered upon its own merits.

Loan applications will be processed promptly so that you may have a check within 24 hours (excluding weekends and holidays).

It is the credit union’s policy that you may only have three outstanding loans at one time. You may request a payback period which you are comfortable with. We will make every effort to accommodate you.

You must submit your most recent paystub with your application, along with the vendor’s bill. Payment will be made directly to your vendor.

We hope you do not have an unexpected emergency, however, if you do, please keep us in mind. We are here to help our members.