Loans

Seasonal Loans

Christmas Surprise Loan

  • $1,200 – 11.9% – 12 months
  • $25.00 application fee
  • Download Application
  • Note: You are not eligible to apply if any of your current loans with the credit union are delinquent, had prior CU repayment issues, have a current loan extension or modification, or received a loan within the past 90 days.

The ANYTIME Loan

Personal Loans

  • Up to $15,000.
  • Up to 5 year financing.
  • Starting as low as 8.5%

Auto Loans – Cars, Motorcycles, Boats

  • New Auto
    • 2 years – 6 years financing
    • Call CU office for latest rates
  • Used Auto
    • 2 years – 5 years financing
    • Call CU office for latest rates

Home Equity Loans

Equity is based on 75% of appraisal value, less mortgage balance.  No closing costs.

  • Up to $75,000
  • 5 year loan – 7.00%
  • 7 year loan – 7.50%

Pledged Shares Loan

6% for up to 5 years.

Emergency Loans

Click here for details

General Loan Application

Click here

Loan Policies

  • The maximum limit (“CAP”) on combined unsecured loans will be $15,000. This limit excludes auto loans.
  • If a member is denied a loan there will be a six month “waiting period” before applying for any other loan.
  • All future loan applications will require copies of the last 2 payroll stubs.
  • Any member with a current loan modification or extension agreement must pay-off the loans before any consideration for any new loans.