Seasonal Loans
Christmas Surprise Loan
- $1,200 – 11.9% – 12 months
- $25.00 application fee
- Download Application
- Note: You are not eligible to apply if any of your current loans with the credit union are delinquent, had prior CU repayment issues, have a current loan extension or modification, or received a loan within the past 90 days.
The ANYTIME Loan
- $1,000 – 15% – 12 Months
- $20.00 Application Fee
- Download Application
Personal Loans
- Up to $15,000.
- Up to 5 year financing.
- Starting as low as 8.5%
Auto Loans – Cars, Motorcycles, Boats
- New Auto
- 2 years – 6 years financing
- Call CU office for latest rates
- Used Auto
- 2 years – 5 years financing
- Call CU office for latest rates
Home Equity Loans
Equity is based on 75% of appraisal value, less mortgage balance. No closing costs.
- Up to $75,000
- 5 year loan – 7.00%
- 7 year loan – 7.50%
Pledged Shares Loan
6% for up to 5 years.
Emergency Loans
General Loan Application
Loan Policies
- The maximum limit (“CAP”) on combined unsecured loans will be $15,000. This limit excludes auto loans.
- If a member is denied a loan there will be a six month “waiting period” before applying for any other loan.
- All future loan applications will require copies of the last 2 payroll stubs.
- Any member with a current loan modification or extension agreement must pay-off the loans before any consideration for any new loans.