Quality financial assistance to Union County and New Jersey State Employees
Address

2 Broad Street
Third Floor
Elizabeth, NJ

Phone Numbers

Main: 908-527-4015
Automated: 527-4014
Fax: 558-2373

Hours of Operation
Mon. Tues. Thur, Fri 10am- 3pm

Wed 8am – 3pm

Closed on Major Holidays

Not for profit;
Not for charity;
For Service!

For the loan application, click here.

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Seasonal Loans

  • Check back periodically for seasonal loans

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Personal Loans

  • Up to $15,000.
  • Up to 5 year financing.
  • Starting as low as 8.5%
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Auto Loans

Cars, Motorcycles, Boats

  • New Auto
    • 2 years – 6 years financing
    • Starting as low as 5.75%
  • Used Auto
    • 2 years – 5 years financing
    • Starting as low as 5.75%

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Home Equity Loans

Equity is based on 75% of appraisal value, less mortgage balance.  No closing costs.

  • Up to $75,000
  • 5 year loan – 5.75%
  • 7 year loan – 6.25%
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Loan Specials

  • January – Scrooge Loan
  • February – Sweetheart Loan
  • March – Leprechaun Loan
  • April & May – Spring Break Loan
  • June, July & August – Vacation Loan
  • September – Back to School Loan
  • October – Harvest Loan
  • November – Thanksgiving Loan
  • December – Christmas Cheer Loan
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Pledged Shares Loan

6% for up to 5 years.

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Emergency Loans

Click here for details